Medicare Options

A Range of Medicare Plans for Your Every Need

Since 2009, Senior Insurance Plans has been helping clients in choosing the right health coverage available. We serve as guides for all your needs when it comes to knowing your plans.

Medicare Advantage

A Medicare Advantage plan serves as an alternative to Original Medicare (Part A and Part B).

When you enroll in a Medicare Advantage plan (also called Medicare Part C), you receive your Part A and Part B benefits through a single plan sold by a private insurance company.

Many Medicare Advantage plans may also offer additional benefits that aren’t covered by Original Medicare, such as prescription drug coverage and hearing, dental, and vision benefits.

Medicare Supplement

These kinds of plans are supplemental policies that are designed to extend coverage, lessen costs, and ultimately give beneficiaries peace of mind.

Prescription Drug Plan

If you get extra help paying for your medications or qualify for Medicaid, you may be able to get additional benefits. With us, you can learn more about this plan. Set up a time with our representatives so you can compare and look at all your options.

Nothing is more frustrating than waiting for what seems like hours when you call Medicare. What’s worse is when you finally got connected but you’re missing information that prevents you from getting the answers you need. We’ll help you through this tedious process by giving you the information you need about your prescription drug plan.

Original Medicare

This coverage is broken into two parts and is accepted by nearly every doctor and hospital in the country. Medicare Part A covers inpatient or hospital stays while Part B covers outpatient or medical care.

Eligibility and enrollment

Individuals on Medicare are eligible for prescription drug coverage under a Part D plan if they are signed up for benefits under Medicare Part A and/or Part B. Beneficiaries obtain the Part D drug benefit through two types of plans administered by private insurance companies or other types of sponsors: the beneficiaries can join a standalone Prescription Drug Plan (PDP) for drug coverage only or they can join a public Part C health plan that jointly covers all hospital and medical services covered by Medicare Part A and Part B at a minimum, and typically covers additional healthcare costs not covered by Medicare Parts A and B including prescription drugs (MA-PD).[3] (NOTE: Medicare beneficiaries need to be signed up for both Parts A and B to select Part C whereas they need only A or B to select Part D.) Low-income subsidies and middle-income help

  • One option for those struggling with drug costs is the low-income subsidy. Beneficiaries with income below 150% of the poverty line are eligible for the low-income subsidy, which helps pay for all or part of the monthly premium, annual deductible, and co-pays.

Working with:

  • Humana
  • United Healthcare(UHC/AARP)
  • Aetna
  • Wellcare
  • Silverscript